WHAT DOES THE FIRST NATIONAL BANK OF
FLETCHER
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand
what we do.
What?
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
Social Security number and
Account Balance
Payment History and Overdraft
History
Credit History and Checking
Account Information
When you are no longer our customer, we continue to share
your information as described in this notice.
How?
All financial companies need to share customers'
personal information to run their everyday business. In the
section below, we list the reasons financial companies can
share their customers' personal information; the reasons
The First National Bank of Fletcher chooses to share; and whether you can limit
this sharing.
Reasons we can share your personal information
Does
The First National Bank of Fletcher Share?
Can
you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial
companies
No
We Don't Share
For our affiliates’ everyday business
purposes— information about your transactions and experiences
No
We Don't Share
For our affiliates’ everyday business
purposes— information about your creditworthiness
How does The First National Bank of
Fletcher
protect my personal information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards and
secured files and buildings.
While all employees are
trained in customer confidentiality, employees only have
access to information required for their job functions.
How does The First National Bank of
Fletcher
collect my personal information?
We collect your personal information, for example, when
you
Open and account or Show your
drivers license
Apply for a loan or give us
contact information
Give us you employment
information
State Law and individual companies
may give you additional rights to limit sharing
Why can't I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business
purposes—information about your creditworthiness
Affiliates from using your information to market to
you
Sharing for non-affiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing.
Definitions
Affiliates
Companies related by
common ownership or control. They can be financial and non
financial companies.
The First
National Bank of Fletcher has no affiliates.
Non Affiliates
Companies not related by
common ownership or control. They can be financial and non
financial companies.
The First
National Bank of Fletcher does not share with non
Affiliates so they can market to you.
Joint Marketing
A formal agreement
between non affiliated financial companies that together
market financial products or services to you.
The First
National Bank of Fletcher does not engage in joint marketing.
