Privacy Notice
 
 
 
 
 
 
 
 
 

Privacy Notice

Rev12/2012

FACTS WHAT DOES THE FIRST NATIONAL BANK OF FLETCHER
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account Balance
  • Payment history and Overdraft History
  • Credit History and Checking Account Information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First National Bank of Fletcher chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information

Does The First National Bank of Fletcher Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We Don't Share

For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes— information about your creditworthiness No We Don't Share
For nonaffiliates to market to you

No

We Don't Share

Questions?

Call 580-549-6106 or go to www.fletcherbank.com

What we do  
How does The First National Bank of Fletcher protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

While all employees are trained in customer confidentiality, employees only have access to information required for their job functions.

How does The First National Bank of Fletcher collect my personal information? We collect your personal information, for example, when you
  • Open and account or Show your drivers licence
  • Apply for a loan or give us contact information
  • Give us your employment information

State Law and individual companies may give you additional rights to limit sharing.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • The First National Bank of Fletcher does not share with it's Affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • The First National Bank of Fletcher does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • The First National Bank of Fletcher does not engage in joint marketing.
.....  

Privacy Notice

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